Keep your dollars in the bank.
Pay only a 1% transaction fee end to end.
Track your transfer at all times.
Receive your transfer within 24 hours.

Deposit your dollars via MLC

Invoice as a service exporter

Frequently Asked Questions

How long does it take for funds to be credited?

Once the payment order is received at Santander, if you complete the transfer before 3:00 PM on a business day, your funds will be credited the same day.

Otherwise, they will be credited on the next business day.

If I already have a Wallbit account, can I access the benefits of this partnership?

Yes. You simply need to visit the Santander landing page and open a USD savings account. You must also create a username for your online banking to complete the operation.

You can check the full guide for all requirements.

Who can benefit from this partnership?

While anyone can use it, the partnership was designed specifically for service exporters, such as remote workers, freelancers, and entrepreneurs.

If you are a developer, designer, content creator, or export any type of service from Argentina, you can benefit from this partnership.

Does this partnership have any other regulatory implications?

No, it does not. The agreement with Santander does not involve any additional regulations regarding data privacy or access to information.

The integration between both services is established solely to facilitate the entry of foreign currency under the "service export" category. No other rules or regulations apply to this method.

Same-day account opening with immediate trading access.
SIPC account protection in your client’s name.
Instant funding via local transfer, stablecoins, or SWIFT.
Promotion of your services to our client base without cost.

Key features

With or without a mandate to execute trades
Track your client’s profit and loss
Monetize your client portfolio

Easy management

Invite members of your team through the platform or by uploading a CSV file in seconds. You can add funds and pay instantly, or schedule your payments for later.

Fees from $0

Cut your costs to zero by offering the Wallbit account to your team, or pay to any bank account, platform, or wallet for USD 15. Save between 40% and 100% on your payroll payment fees.

24/7 support

Get real-time, specialized support. Our team is available via Slack, WhatsApp, phone, or email. You can get answers to all your questions 24 hours a day, seven days a week.

Simplify payroll payments with Wallbit

Preguntas frecuentes

What's the main benefit of the platform?

You can reduce your payroll costs to zero. The more people on payroll using Wallbit, the fewer fees you pay for the service.

For example, a company with 50 contractors can save up to $2,500 USD per month in payroll fees.

You can make payments in USD or in stablecoins (USDC or USDT). The platform is easy to use, with an intuitive interface and no unnecessary features that slow the process down.

What are the platform fees?

Fees can be as low as $0.

There are no account opening, onboarding, or maintenance fees. Fees are strictly transactional:

  • Payments to Wallbit accounts = Free

  • Payments to U.S. bank accounts = $15 USD per payment

  • Payments in USDC or USDT = 1% of the payment value

What are the steps to get started?
  • Requirements analysis with the Wallbit Business operations team.

  • Assistance with onboarding for bulk or individual payroll migration.

  • Training and an optional test payment.

  • Implementation and go-live.


The entire implementation process is supported by an account executive.

Which currencies can I pay in?

You can pay in U.S. dollars or stablecoins. You also have multiple funding options for your account:

  • USD from the U.S. via domestic ACH and wire transfers
  • USDT and USDC across multiple networks such as Tron (USDT), Polygon (USDC) and Arbitrum

*This also includes transfers via other platforms and digital wallets such as PayPal, Wise, and Payoneer.

What types of accounts can I pay to?

You can pay any U.S. bank account and any wallet that accepts stablecoins (USDC or USDT).

You can also pay to Wallbit accounts, which we can provide to people who don’t have a U.S. bank account or a crypto wallet to receive stablecoins. Payments to Wallbit accounts are free.

How do I run payroll?
  1. Select payroll recipients.

  2. Verify amounts or edit fields.

  3. Create the payment order.

  4. Fund the account via ACH, wire, or USDC.

  5. Once funds are received, the order is executed and payments are distributed.

It’s a simple, effective solution that can significantly reduce your payroll costs.