Key takeaways
- Rippling pays contractors in more than 185 countries worldwide.
- Payments typically become available within 2 to 4 business days.
- PayPal charges approximately 4% of the total withdrawal amount.
- Wallbit provides a U.S. account to receive your Rippling payments.
Rippling is one of the platforms companies use to pay freelancers and remote workers around the world. Founded in 2016 in San Francisco, the company reached a $16.8 billion valuation following its 2025 Series G funding round.
If your employer or client pays you through Rippling, the withdrawal method you choose can significantly affect how much money actually reaches your account.
In this guide, we'll explain how Rippling works, what withdrawal options are available, how much each one costs, and how to receive your payments in Wallbit while minimizing fees.
What is Rippling?
Rippling is a payroll and workforce management platform founded in 2016 in San Francisco by Parker Conrad and Prasanna Sankar. It combines human resources, IT, and finance management into a single platform.
The company pays contractors and employees in more than 185 countries and supports over 50 currencies. Today, more than 20,000 businesses of all sizes use the platform to hire and manage remote talent.
How does Rippling work for getting paid?
When a company hires you through Rippling, your worked hours or invoices are submitted through the platform for approval. Once the payment is approved, it typically takes between 2 and 4 business days for the funds to appear in your available balance, depending on the payroll funding bank.
From there, you can decide when and how to withdraw your funds instead of relying on a fixed payout schedule. Rippling handles currency conversions and cross-border payments, which would otherwise be slower and more expensive to manage on your own.
How to set up your payment method
Before receiving your first payment, you'll need to create your contractor profile in Rippling and complete the Know Your Customer (KYC) identity verification process. This process is available in more than 185 countries and usually takes just a few minutes.
Once you've signed your contract, go to the Finance section and add your preferred withdrawal method, whether it's a local bank account, a digital wallet, or an external receiving account. This is also where you'll submit hourly or fixed-rate invoices, which are automatically added to payroll.
You'll be able to monitor your balance, review upcoming payments, and withdraw funds whenever you need them instead of waiting for a fixed payday.
What withdrawal methods does Rippling offer?
Rippling offers several ways to withdraw your funds, although availability depends on your country.
- SWIFT bank transfer: Funds are sent directly to your local bank account, but the transfer may pass through multiple intermediary banks, each charging its own fee while also applying less favorable exchange rates.
- Digital wallets: Options include PayPal, Wise, and Payoneer, among others. PayPal charges approximately 4% of the total withdrawal amount.
- External U.S. dollar bank account: You can link a U.S.-based receiving account, such as Wallbit, to receive your payment without going through intermediary banks.
Rippling supports payments in more than 50 local currencies and, in some countries, also offers instant payout options.
How much does Rippling charge for withdrawals?
Rippling does not charge a standard withdrawal fee across all payment methods. Instead, the cost depends on the provider behind your chosen withdrawal method—such as your bank, PayPal, Wise, or Payoneer—rather than a fee charged directly by Rippling. Wallbit does not charge a commission for receiving funds under any circumstances, for example.
Rippling withdrawal fees
How long does it take to receive your payment?
Once your employer approves payroll, it typically takes between 2 and 4 business days for the funds to appear in your Rippling balance, depending on the bank processing the payment. From there, the total time depends on the withdrawal method you choose.
SWIFT transfers usually take between 1 and 4 business days, while digital wallets generally process withdrawals within minutes or hours. Rippling does not process payments on weekends or bank holidays.
What's the best app to receive Rippling payments?
For freelancers and contractors, the best option is to receive Rippling payments directly into a U.S. bank account instead of relying on SWIFT transfers that involve intermediary banks.
That's exactly what Wallbit offers: a U.S.-based global account that you can add as your withdrawal method in Rippling by navigating to Finance > Global Payroll > Payment Information. You can receive U.S. dollars, euros and stablecoins.
Wallbit's Classic plan has no account opening or monthly maintenance fees, and incoming ACH and wire transfers are received with $0 receiving fees. If you receive recurring salary payments from Rippling—or similar platforms such as Deel or Ontop—through Wallbit, you'll automatically get the Pro plan at no additional cost, including discounted withdrawal and investing fees.
With Wallbit, you can keep your balance in U.S. dollars, convert it to your local currency only when you need to, and spend globally using your international Visa card in more than 180 countries.
You'll also have access to an investment account protected by SIPC Excess coverage of up to $75 million, allowing you to invest in U.S. stocks, ETFs, or Treasury securities instead of leaving your money sitting idle.
The best payment method ultimately depends on your priorities. Whether you value speed, lower costs, or simplicity, each option offers different advantages. If you're looking for a single platform to receive payments, spend, and invest your money, linking Wallbit as your Rippling payout account is one of the most complete solutions available.
