Keys to Investing in the U.S. with Wallbit’s Investment Account

Investing in the United States is one of the most effective ways to diversify an investment portfolio and gain access to highly liquid markets. The liquidity available in these markets, combined with the broad diversification opportunities they offer, makes the U.S. one of the most attractive destinations for investors.

At Wallbit, we’re always looking for ways to offer more value to our clients — and this is no exception. After months of dedicated work, we’re proud to officially launch Wallbit’s investment account, designed for anyone who wants to invest in the U.S. securely, efficiently, and transparently.

Activate your account today to explore over 10,000 investment options, instant trades, and automated trading tools. Keep reading to discover the main benefits of investing in the U.S. and how Wallbit helps you access them.

Start investing today!

Why Invest in the U.S. Stock Market?

The United States is the country Latin Americans most often choose to invest their money in. There are many reasons to invest in the U.S., even amid global economic uncertainty.

U.S. equity markets are the largest and most liquid in the world, which makes it easier to buy and sell stocks and other instruments with tight spreads and deep market depth; that liquidity allows investors of all sizes to enter and exit positions with lower friction.

The U.S. exchange ecosystem offers sector and market-cap diversification that’s hard to find in a single local market: from large tech giants to listed small- and mid-cap companies, plus a highly developed ETF and index-fund industry that lets investors gain exposure to specific sectors or global markets through a single product.

Many of the world’s most innovative and largest-cap companies trade on Wall Street, giving investors direct access to leaders in technology, healthcare, consumer goods, and energy that set global trends—investing in these issuers is a way to capture the growth of companies that operate internationally.

The U.S. regulatory and supervisory ecosystem, led by the SEC, increases transparency and helps protect investors from fraudulent practices, making risk assessment and institutional confidence more straightforward.

Beyond stocks and ETF, the U.S. market offers a wide range of instruments (Treasury securities, funds, derivatives) and mechanisms to purchase them directly or through brokers; today, digital platforms and dollar-denominated accounts make access from abroad easier, and individual investors can even buy Treasury securities through official channels like TreasuryDirect.

But the main reason to invest in the U.S. comes down to one thing: the dollar. Investing in the U.S. means investing in dollars—a stable global currency that protects and grows value regardless of political or economic shifts.

That’s why individuals who earn or save in foreign currency are in a privileged position: they can access the U.S. market and grow their wealth globally.

The U.S. market has also become increasingly attractive for remote workers, freelancers, and entrepreneurs who get paid in foreign currency. Having access to funds abroad makes it easier—and often cheaper—to invest in stocks, ETFs, mutual funds, and U.S. Treasury bonds.

Here are some of the key reasons to invest in the United States:

• The NYSE and NASDAQ together form the world’s largest financial hub, with a combined market capitalization of over USD 50 trillion and access to the most valuable companies on the planet.
  
  
• U.S. investing allows portfolio diversification beyond stocks, incorporating Treasury bonds, corporate debt, sector ETFs, options, and fixed income assets.
  
  
• The SEC’s strict regulations ensure transparency and investor protection, building confidence and promoting fair market operation.
  
  
• The U.S. dollar’s global stability reduces currency volatility risk.

Ultimately, investing in the U.S. is an effective way to protect dollar savings against local inflation and the uncertainty that can exist in domestic markets.

What Do You Need to Invest Dollars in the U.S.?

Today, investing internationally is easier than ever. There are countless platforms and apps dedicated to global trading, each with its own requirements and level of complexity.

The truth is you don't need much to get started. However, if you're looking for a way to invest directly in the U.S., opening a U.S. bank account is the best place to begin. You can be paid in USD, move your money into and out of the country, and—most relevant to this article—invest in stocks, bonds, funds, and many other U.S. assets.

Until recently, opening an account in the U.S. required a complicated process involving banking, tax, and visa paperwork. Today, it’s as simple as opening an account with Wallbit: you can get a physical U.S. bank account in your name in just a few minutes, with no red tape.

Combined with our new investment account, this allows you to manage all your finances and investments globally from one single App—where you can also pay with your Visa Platinum debit card, make QR payments, convert to local currency, travel freely, and more.

You’ll be able to invest in dollars across all U.S. sectors and industries with cutting-edge tools that make the process fast, safe, and efficient. Here’s how Wallbit’s App helps you invest your dollars in the U.S. market.

Wallbit’s New U.S. Investment Account

Wallbit’s new investment account was designed so anyone across more than 20 countries in Latin America and Europe where Wallbit operates can access U.S. financial markets in minutes.

This product aligns with Wallbit’s mission to solve the financial challenges of remote workers—no matter where they live. The entire onboarding process is fully digital and already available in all supported countries.

With this upgrade, users now have access to:

• Over 10,000 assets for portfolio diversification.
  
  
• Instant deposits and withdrawals between accounts.
  
  
• Automated trading tools and new types of orders.
  
  
• An interest-bearing account with no U.S. tax withholding.

Invest in Stocks and Over 10,000 Assets

One of the standout benefits is the expanded asset catalog: you can now choose from over 10,000 different assets, including leading U.S. stocks, global ETFs, Treasury bonds, and other fixed- and variable-income instruments.

This wide selection lets you create tailored strategies that maximize performance—whether you’re a conservative investor focused on capital preservation or a risk-taker seeking opportunities in emerging markets.

Instant Deposits and Withdrawals

Financial flexibility is crucial for taking advantage of market opportunities. With Wallbit, investors can move money instantly between their investment and main accounts—eliminating delays and maintaining full control of liquidity.

This feature helps you act quickly on trends, cover expenses, or plan short-term strategies without waiting for transfers to clear.

High-Performance Trading

Operational efficiency is key for active traders. With Wallbit, orders are executed instantly, reducing uncertainty and maximizing responsiveness.

We’ve also added automated trading tools such as limit orders and stop-loss orders, which let you set specific price ranges to better manage risk and return.

Paid Account with No Tax Withholding

A major enhancement is the integration of Alpaca Securities’ FDIC Bank Sweep Program. With this structure, cash balances earn interest without the automatic 30% IRS withholding that typically applies to non-residents.

That means your earnings are credited in full, allowing you to keep 100% of your interest income and achieve higher returns on your dollar holdings.

Automated Trading Tools and new types of orders

Successful investing depends not only on asset selection but also on how efficiently you manage your portfolio. That’s why Wallbit will include a Robo-Advisor suited for both beginners and experienced traders. Also, we have new types of orders to maximize your trading experience.

Automated Trading: How to Invest with a Robo-Advisor

A robo-advisor is an automated investment system that builds and adjusts portfolios based on your personal profile. After answering a few questions, the system determines your best strategy and allocates your capital accordingly.

It saves time, reduces emotional mistakes, and provides ongoing optimization. Wallbit’s robo-advisor integrates directly with your investment account—offering smart, low-cost portfolio management.

The Wallbit Robo-Advisor will soon be available in your investment account.

What Is a Stop-Loss Order? Trading with Protection

A stop-loss order automatically sells an asset when it reaches a predetermined minimum price. Its main purpose is to limit losses during volatility.

For example, if you buy a stock at $50 and set a stop-loss at $45, the system will automatically sell once the price hits that level, preventing further loss. In Wallbit’s trading tools, this acts as built-in protection to safeguard your capital.

What Is a Limit Order and How to Use It

A limit order works similarly but in the opposite direction—it lets you set a specific price at which you want to buy or sell an asset. Unlike market orders that execute immediately, a limit order is only triggered when the market reaches your target price.

This provides more control over your entry and exit points and is especially useful for medium and long-term investors. Wallbit users can plan their trades precisely and avoid overpaying or underselling.

How to Invest Dollars with Wallbit

Investing through Wallbit is simple and accessible. The first step is to open a USD account through the Wallbit App—a process that takes just a few minutes. This becomes your main account, allowing you to receive and deposit dollars, request a Visa Platinum debit card for purchases and payments, and use your funds locally in your home country.

To activate your investment account, select “Investments” on the App’s home screen and then “Start Investing.” Fill out a short form and choose one of Wallbit’s plans based on your profile:

• Classic. For conservative investors, no monthly fee.
  
  
• Pro. For active investors, with preferred rates, priority support, and a dedicated account manager.
  
  
• Max. For highly active and experienced investors, with premium rates and personalized service.
  
  

With Wallbit’s new U.S. investment account, you can invest directly in the United States—no intermediaries, no complicated paperwork. Not only will our existing clients benefit from this launch, but anyone looking to grow their wealth in dollars securely and efficiently.

Download the Wallbit App and start investing today!